Privacy Policy

Last updated: January 1, 2025

1. Introduction

At PayExon ("we", "our", "us"), we are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our services.

Please read this policy carefully. By accessing or using our Service, you agree to the collection and use of information in accordance with this policy.

2. Information We Collect

We collect several types of information from and about users of our Service, including:

• Personal Information: Name, email address, phone number, date of birth, government-issued ID, and other contact details.
• Financial Information: Bank account details, payment card information, transaction history.
• Technical Information: IP address, browser type, operating system, device information.
• Usage Data: Information about how you use our Service, including pages visited and features used.

3. How We Use Your Information

We use the information we collect for various purposes, including:

• To provide and maintain our Service
• To process transactions and send transaction notifications
• To verify your identity and prevent fraud
• To improve our Service and develop new features
• To communicate with you, including sending service-related announcements
• To comply with legal obligations

4. Data Sharing and Disclosure

We may share your information in the following situations:

• Service Providers: With third-party vendors who perform services on our behalf (e.g., payment processing, data analysis).
• Legal Requirements: When required by law or to respond to legal process.
• Business Transfers: In connection with any merger, sale of company assets, or acquisition.
• With Your Consent: For any other purpose disclosed by us when you provide the information.

5. Data Security

We implement appropriate technical and organizational measures to protect your personal information, including:

• Encryption of data in transit and at rest
• Regular security testing and vulnerability assessments
• Access controls and authentication mechanisms
• Employee training on data protection

However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

6. Your Data Protection Rights

Depending on your location, you may have the following rights regarding your personal information:

• Access: Request copies of your personal data.
• Rectification: Request correction of inaccurate or incomplete data.
• Erasure: Request deletion of your personal data under certain circumstances.
• Restriction: Request restriction of processing your personal data.
• Portability: Request transfer of your data to another organization.
• Objection: Object to processing of your personal data.

7. International Data Transfers

Your information may be transferred to and maintained on computers located outside of your state, province, country, or other governmental jurisdiction where the data protection laws may differ from those in your jurisdiction.

We will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy.

8. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

9. Contact Us

If you have any questions about this Privacy Policy, please contact us at privacy@payexon.com.